When looking for a new home you are not likely
going to purchase the first home you see. You’ll want to shop around and get to
know the market before making such a huge investment.
It should be the same for your mortgage and just as there
are professionals to help you to find a home, there are professionals to guide
you to the best mortgage for your situation. A mortgage broker’s services are
available at no charge – the lenders pay the way. And even though lenders fund
the service, the broker offers unbiased, independent advice. There is no
affiliation with a particular lender; in fact the broker has access to dozens
of lenders to find tailor-made options for clients.
Mortgage broker Gunther Kaschuba with The Mortgage Centre in Burlington lists some of the
other important advantages to using a mortgage broker:
Access to different types of mortgages with various features and rates from different types of lenders
Virtual mortgage shopping online with every major lender across Canada
Up-to-date information based on daily research into competitive mortgage rates.
Negotiating skills to ensure the lender is giving the best available deal.
Efficient, quick and convenient service from your local broker. Brokers are paid by the lender once the mortgage is complete, motivating them to keep your search moving forward.
Educating clients is important to a broker who has the specialized knowledge and a thorough understanding of all available products, features and rates. Kaschuba ensures clients know what they are getting into.
While mortgage brokers deal with the same reputable, established Canadian financial institutions to which you have access, they have access to some innovative broker—only lenders who offer even more attractive rates and features.
Gunther Kaschuba has been in the
mortgage/real estate industry for more than 25 years and shares his knowledge
with his informative videos at DailyWebTV.com. For more information about The Mortgage
Centre go to
www.themortgagecentre.com.